什么是OTP

OTP银行是目前匈牙利最大的金融机构，其稳定及资金状况是不容质疑的。根据去年的IFRS国际金融报告数字显示，OTP银行纳税1582亿幅林。2005年处理民用贷款业务占拥有30多个金融机构的匈牙利金融市场的38%，存款业务的市场份额为35%。OTP银行管理层表示，该行还将继续致力于发展贷款业务、保持匈牙利领先地位、并加强地区地位。

OTP Bank发展历史

OTP was created in 1949 when two other major state-owned banks were established. It was created by a state-induced merger of Pesti Hazai Első Takarékpénztár (First Pest Savings Bank), Leszámítoló Bank (The Clearing Bank) and several small-size banks from the rural parts of the country. Its control was given to the Ministry of Finances. Its duty was to handle the accounts of domestic clients and local councils. The other two banks were Külkereskedelmi Bank (Foreign Trade Bank) and Beruházási Bank (Investment Bank). State ownership lasted from 1949 to 1991, when all three major banks were privatised, thus establishing OTP Bank, MKB Bank and K&H Bank.

During the last decade, OTP Bank, under its ambitious CEO Sándor Csányi, has become a major player in the Central European market: it has made acquisitions in Slovakia (OTP Banka Slovensko, a.s.), Bulgaria (DSK Bank), Romania (RoBank, renamed to OTP Romania SA), Croatia (Nova Banka, renamed to OTP Banka d.d.), Serbia (Niška banka, Kulska banka, and Zepter banka), Montenegro (Crnogorska komercijalna banka) and Ukraine (former Raiffeisen Bank Ukraine). As of June, 2006 it is also negotiating the possibility of buying several other medium-sized or small banks in Russia, Serbia and Croatia.

OTP Bank remains by far the largest bank in Hungary. Its position as such was challenged only once, though unsuccessfully by Erste Bank, who bought out the financially challenged Postabank (Postbank), thus trying to create the largest financial entity in Hungary.OTP Bank went through a face-lift on January 12, 2007, by replacing its old green square logo. It adopted a new logo, and a new slogan too: Megbízunk egymásban (Trusting each other). It hopes to re-gain the trust of its clients, who left the bank in recent years to its rivals. The new image appeals to younger customers.

OTP Bank发展战略

In the next five year the bank plans to:

Achieve leading postition in the Bulgarian market

Every year have a return of average equity higher than 25%

Decrease the ratio of income/expenses to 50-53%

OTP集团

The Bank hosts an international organisation called the OTP group. The several parts of the group work in different areas of business.

OTP Bank Rt.- Universal Bank

Merkantil Bank Ltd.- Personal Loans

Merkantil Car Ltd.- Auto Leasing

Merkantil Lease Ltd.- Leasing

OTP Building Society Ltd.- Savings Bank



OTP Mortgage Bank Ltd.- Mortgage Bank

DSK BANK EAD- Universal Bank

OTP Banka Slovensko, a.s.- Universal Bank

OTP Bank Romania SA- Commercial Bank

OTP banka Hrvatska- Commercial Bank

OTP Garancia Insurance Ltd.- Insurance Company

OTP Fund Management Ltd.- Investment Fund

OTP Real Estate Fund Management Ltd.- Investment Fund

Hungarian International Finance Ltd.- International Financing

OTP Real Estate Ltd.- Construction and sale of properties

OTP-SCD Lízing Rt. -

OTP Factoring Ltd.- Factoring, forfeiting

OTP Factoring Trustee Ltd.- evaluation and sale of properties



OTP Pension Fund Ltd.- Pension Fund

OTP Health Fund- Health Fund

OTP Travel Ltd.- Travel Agency

OTP Életjáradék Rt. -